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Legal Notice

1. Website editor :

BANK OF AFRICA (EX "BMCE BANK") - S.A. with a Capital of 2,056,066,480.00 Dirhams - 140, Avenue Hassan II - 20000 Casablanca - Morocco - BP 13425 CASA PPAL - Telex: 21 931 - 24 004 + 212 (0) 522 20 04 20 / + 212 (0) 522 20 03 25 - Trade Register: CASA 27129-N° Tax Identification: 01085112 - Patent: 35502790-CCP RABAT 1030-CNSS 10 2808 5 -

2. Information on the website :

The external information provided on the site comes from trustworthy sources but are not the responsibility of BANK OF AFRICA.

3. Technical aspects :

Visitors are notified that the website is accessible 24/7 with the exception of cases of unforeseeable circumstances, service disruptions, difficulties related to the telecommunication network or technical difficulties. For maintenance reasons BANK OF AFRICA may temporarily disable the website. BANK OF AFRICA cannot be held responsible for the inability to access this site. In addition, BANK OF AFRICA reserves the right to refuse access to any internet user unilaterally and without any prior notice or notification, in case of user violation of one of the navigation rules. Access to and use of password-protected and/or secure areas of this site is limited to authorized users. Unauthorized persons attempting to access them may be prosecuted.

4. Protection of personal data :

BANK OF AFRICA is committed to protecting the privacy of its users, in compliance with the regulations in force, in particular the law N° 09-08 for the protection of individuals with regard to the processing of personal data. Users may initiate a request of BANK OF AFRICA for personal data concerning them by completing the forms or questionnaires on this site. This data will be used for the following purposes: processing your request for information, subscribing to a product or service, gathering statistics, for purposes of commercial prospecting, management of banking and financial relationships, management of operations relating to remote banking and online services, management of complaints and the execution of legal dispositions, regulatory and administrative provisions in effect. Failing to fill in the required fields, BANK OF AFRICA will not be able to satisfy your request. The BANK OF AFRICA Group is the sole recipient of this data. No transfer is made outside Moroccan territory. However, BANK OF AFRICA reserves the right to transmit your personal data in order to comply with legal obligations, in particular if it is required by judicial requisition.

How to exercise your rights
Pursuant to articles 23 et seq. of law N° 09-08 promulgated by the Dahir n° 1-09-15 of 22 Safar 1430, BANK OF AFRICA implements all the necessary technical and organizational measures to guarantee the security and confidentiality of personal data collected and processed, and in particular to prevent them from being distorted, damaged or communicated to unauthorized third parties, ensuring a level of security adapted to processing risks and the nature of the data to be protected. The user has the rights of access, rectification and refusal, except in cases where processing meets a legal obligation, in regards to the processing of personal data. You can exercise these rights by mail with acknowledgement of receipt to the following address: BANK OF AFRICA, Compliance, 140 Avenue Hassan II Casablanca.

Use of your data for marketing purposes
In accordance with applicable regulations, any prospecting by automated calls, email, SMS, MMS or fax, as well as any transfer or rental of data for prospecting purposes using these means, will only be carried out with your prior consent to receive prospecting via these channels and/or the transfer of data. If you agree to receive such prospecting messages by ticking the acceptance boxes provided for this purpose on this site, you will be able to revoke this consent at any time, and in particular each of the prospecting emails will offer you the opportunity to refuse new prospecting emails by BANK OF AFRICA in the future. At any time and free of charge, you can refuse any prospecting by other means by writing to the contact mentioned in the paragraph "how to exercise your rights".

This site includes information made available by external companies or hyperlinks to other sites that have not been developed by BANK OF AFRICA. The existence, on this site, of a hyperlink leading to another site does not constitute a validation of this other site or its content. BANK OF AFRICA therefore assumes no responsibility for these sites, their content, advertisements, products or services available on or from these sites. BANK OF AFRICA cannot be held liable for any damage caused by the use of these sites. Any complaints about third party sites should be directed to the administrators of such sites.

5. Intellectual property rights :

The general structure, texts, animated or not animated images and all the elements composing this website, are the property of BANK OF AFRICA, or have been acquired from third parties for use on the Internet or other media and may not be used without the authorization of BANK OF AFRICA. Any total or partial reproduction of this site or any of these elements without the express prior permission of BANK OF AFRICA is prohibited. Any representation or reproduction of this site, by any process whatsoever, would constitute an infringement likely to result in civil and criminal liability of the infringer. The BANK OF AFRICA logos and trademarks appearing on this site are registered trademarks. Any total or partial reproduction of these trademarks and logos for any purpose whatsoever, in particular for advertising purposes, made from the elements of this site without the written consent of the owner of the trademark, is prohibited in accordance with the provisions of law 17-97 relating to the Protection of Industrial Property as amended and supplemented by law 31-05.

6. Limited liability :

BANK OF AFRICA cannot be held responsible for any damage resulting from the user's failure to comply with the rules of use of the website. Similarly, BANK OF AFRICA cannot be held responsible for the consequences of the use of the site by any third party, authorized or not. Similarly, the user hereby acknowledges that BANK OF AFRICA cannot be held liable for any reason whatsoever, in case of fraudulent use (pirating, computer counterfeiting, hacking, etc.) and for any damage that may be due to a failure of the security system of internet service providers.
The user acknowledges disengaging BANK OF AFRICA from any liability in the event that the user has suffered any damage or loss in connection with the use of the services available on these sites or external sources.